Demo site for TY Health Insurance Brokerage
Demo site for TY Health Insurance Brokerage
Group and Individual Health · NY NJ CT PA FL CA
TY Health Insurance Brokerage places group and individual plans for small businesses, partnerships, sole proprietors and 1099 contractors, with access to over 1 million trusted hospitals, clinics and doctors.
Straight Answers
Small to mid size businesses, 1099 independent contractors, sole proprietors, the self employed and business professionals. If you employ people or you are the business, there is a lane for you.
During the annual Open Enrollment period, usually November 1 to January 15 in many states. Outside those dates you need a qualifying life event to open a Special Enrollment Period.
Events that let you enroll outside Open Enrollment, including a health insurance renewal, getting married, having a baby, or loss of COBRA.
Costs vary based on the plan type, the coverage level and your deductible. The higher a deductible is, the lower the monthly premium will be.
New York, New Jersey, Connecticut, Pennsylvania, Florida and California, plus nationally through the marketplace for multi state employers.
A doctor, hospital or clinic that has a contract with your health insurance plan to provide services at a negotiated, set rate.
Start Here
Pick your lane and the enrollment clock below sets itself to your situation.
The Enrollment Clock
Open Enrollment runs roughly November 1 to January 15 in many states. Outside it, one of four qualifying life events opens a door early. Here is where today actually puts you.
Pick your lane, your state and whether anything has changed. The clock will tell you which door is open to you and what to do about it.
Open Enrollment dates are the ones TY publishes and vary by state. This is a guide to the calendar, not a determination of your eligibility.
The Shelf
We work with competing carriers rather than one, so the plan type follows your situation instead of the other way round.
The E-Benefits Solution
Plans from competing health insurers and competing ancillary providers, presented on one universal enrollment form and billed to the employer once. That is the whole product, and it is the part that gives you your week back.
Payroll and tax compliance run through our PayFocus 360 HR Software partnership, so the deductions and the plan stay in step instead of drifting apart every quarter.
Put My Stack TogetherWhere We Work
Pick a state and the map moves. Multi state employers are the normal case here, not the exception, which is why the enrollment is built to span them.
Connecticut is a licensed market without a listed office. Beyond these six, the marketplace reaches nationally for multi state employers.
Cities where TY Health Insurance Brokerage lists an office.
Offices are listed in New York NY, Bridgewater NJ, Harrisburg PA, Miami FL and Newport Beach CA. Connecticut is a licensed market, and multi state employers are served nationally.
It is the normal case. The marketplace presents plans across states on one universal enrollment form so a three state team is still one enrollment and one employer bill.
The same brokerage that placed the plan handles the enrollment, COBRA and HRA or HSA administration. Call (800) 555-DEMO or email info@tyhealthinsurance.com.
Who We Are
Five people, named, at a firm where the person who sells you the plan is the person who picks up when the claim goes sideways.
Our mission is to ensure that every client feels secure and informed about their options, including our employee wellness programs that promote a healthier workforce.
We collaborate with all the major health insurance carriers in the United States to offer tailored health insurance solutions.
We can customize your personal benefits package while incorporating effective business insurance strategies and promoting employee wellness programs.
We are dedicated to providing comprehensive health insurance solutions and effective business insurance strategies tailored to your needs.
Coordinator
I oversee employee wellness programs that enhance productivity and morale, alongside implementing comprehensive health insurance solutions.
Beyond The Policy
Your health and wellbeing are our top priorities, and we support that through employee wellness programs and wellness consultations rather than a binder nobody opens.
Talk About WellnessFour Pillars
Your body, nutrition, exercise, sleep, and freedom from illness or injury.
Emotional and social wellbeing, influencing how we think, feel and act. Coping with stress and managing emotions.
Forming and maintaining positive relationships, feeling connected to our community, and contributing to society.
The four working together, which is what a benefits package is supposed to support in the first place.
Health Insurance FAQ
Small to mid size businesses, 1099 independent contractors, sole proprietors, the self employed and business professionals.
You can enroll during the annual Open Enrollment period, usually November 1 to January 15 in many states. Outside of these dates, you must qualify for a Special Enrollment Period due to a qualifying life event.
Events that allow you to enroll outside of Open Enrollment, including health insurance renewals, getting married, having a baby, or loss of COBRA.
Costs vary based on the plan type, coverage level, and your deductible. The higher a deductible is, the lower the monthly premium will be.
A doctor, hospital, or clinic that has a contract with your health insurance plan to provide services at a negotiated, set rate.
A list of prescription drugs covered by your plan. Where a medication sits on that list is what decides your share of the cost.
Next Step
Tell TY what you built and where your people are. Carriers price the group, and the comparison comes back as a set of real choices rather than one number to accept.
